I’m a recent victim of Credit Card Crime. I’m actually kind of amused/intrigued by it.
My Visa was used by criminals to send ~$75 to “Digital Star” in the UK. Fraudulent charges appeared first after Feb. 3. Check your Visa, doesn’t matter which bank.
The charges were made by phone or Internet, Visa rep couldn’t distinguish! He suggested I phone Digital Star in the UK to first confirm I hadn’t dealt with them, although I was pretty sure I hadn’t made any ticket purchases in the UK, since I didn’t plan on going there anytime soon.
I’m not overly worried that my computer is compromised (cross my legs, hope to fly), and figure a business got hacked. Now I need to figure out everywhere online I have recurring payments set up, and add the new number. That’s a 10 day wait, and that’s the only downside to this, since I won’t have to pay the $150 missing from my credit.
UPDATE March 31, 2012
Ok, tonight CTV News reported Global Payments was breached, and up to 10 million cards could be compromised. The charges would have been in Jan. And Feb. I think we just learned what did this to us.