“Andrew Scheer here”

Billy Mays here with your latest As Seen On TV fad/junk:

If you missed the phony deadline to save $2, don’t worry, I have a way you can save thousands, and avoid paying the carbon tax too.


As you can read here, it’s already less expensive to buy a used EV than a new gas burning vehicle with most of the same features for city driving.

BONUS:

Civic Hatchback vs. LEAF Hatchback

Should you buy a Honda gas burner, or a pure electric Nissan if you need a family hatchback motor vehicle?

“2019 Civic hatchback and coupe models are priced […] at $20,150US and $19,350US, respectively. The base trim includes features like a rearview camera, Bluetooth, a 5-inch display screen, and a USB port.”

Currency exchange is about 1.34 to CAD right now, so that’s 20150*1.34 = $27000$26,265 (price updated Apr 27, 2019)

My used Nissan LEAF 2014 (bought 2 years ago), with the same technology features listed above plus rear heated seats, and heated steering wheel (handy in Winter): $15,500. At my old place, I had 8 solar panels which cost $8400 installed. Together that’s $23,900.

Now, I’m no financial genius, but a solar powered hatchback that costs $2365 less than a new gas burning hatchback, seems like a better idea.

Doubting sorts might question, can a $8400, 2kW solar array really power a Nissan LEAF. That’s a great question! The answer is complicated. The short answer is yes.

Using a Bluetooth OBDII car-computer reading gizmo to read the LEAF’s battery status with my phone and the app Leaf Spy Lite, it reveals the car’s battery has 20kWh of capacity, down from its brand new 24kWh selling point.

Using the Solar Edge website, I was able to determine that my array in March would typically produce more than 10kWh per day. That electricity is instantly used in the house, the EV if plugged in to charge, and the excess goes into the grid. The power company, SaskPower, provides a credit 1-for-1 for the electricity provided vs. taken from their grid in a set year. This is known as Net Metering.

My household tends to charge the LEAF to 100% overnight on the regular wall plug (slow Level 1 charging this is called), and use it to about 50% capacity during the following day. That means it needs ~10kWh put back into it at night.  Astute readers will note that’s about how much power the panels are producing.

The LEAF doesn’t need gasoline, or oil changes. You can “fill” it at home on a regular wall plug. Why are people still buying new Civics? If they routinely travel more than 100km in the city in a day, or 70km at top highway speeds, the Civic might be more appealing, but it’s obviously more expensive and harder on your lungs and our planet’s creatures.

Now, if you want to save even more money, and more creatures, I have another tip for you:

How to use Nanowallet for the NEM blockchain

May 4, 2018
NEM is a cryptocurrency, inspired by Bitcoin and an alt-coin called NXT. It isn’t compatible with Bitcoin, however. For this reason it needs its own wallet, and that wallet for your computer is named Nanowallet*.

Nanowallet has some advantages over the mobile phone NEM Wallet version for your iPhone or Android. For one thing, Nanowallet can allow you to spend special Mosaics, which are a token on the NEM blockchain. The main token of the NEM blockchain is called XEM (many currencies and cryptocurrencies are represented on exchanges by 3 letter abbreviations that start with ‘X’, e.g. XBT is Bitcoin). Other NEM Mosaics include COMSA “CMS” and Loyalcoin “LYL”. Anyone can purchase a unique Namespace in NEM, and create their own Mosaic cryptocurrency with certain customizations. A beginner would not do this, although they may purchase and spend these other tokens, by storing them in Nanowallet using their NEM address.

Another advantage of Nanowallet is the Universal Client version can be used with the optional Trezor hardware wallet for Bitcoin. It’s an expensive little USB device that helps you store cryptocurrency safely by protecting your private keys from snoops and spooks. Thus any NEM compatible token, like LYL, can be stored securely on a Trezor.

Nanowallet download img
1. To use Nanowallet, you first download it, and unzip the file to your Documents folder. Don’t store it in Downloads, in case you clean-up your folder at some point later, forgetting your wallet is stored there. I’ll be writing from a Windows perspective, but Mac and Linux users may find this guide helpful too.

2. Create a Wallet. Write down your password, back up your .wlt NEM wallet file, AND click Account : Primary then enter your password to write down or print your Private Key which you will store in a secure location. Do no store the private key online, or someone with remote access to your machine may grab it and be able to steal all of your tokens with it. This is what happened to Coincheck, the Japanese cryptocurrency exchange which was robbed of a half a billion dollars worth of XEM! Consider enabling the multi-signature option using a NEM address you’ve created and backed up from a different location and computer or mobile phone.

“Account” will also show you your “N” Address, Importance Score which relates to delegated Harvesting described below, and your Vested balance also related to Harvesting.

3. Mining? No, NEM uses Harvesting, but not unless you have had over 10,000XEM stored in your Nanowallet for more than about a week to vest it. If you are lucky enough to have this, definitely click Services, Manage delegated account, then unlock and activate harvesting. It’s like Bitcoin mining, but doesn’t suck electricity because of NEM’s innovative Proof Of Importance (POI) algorithm.

4. (Optional) Install NEM Wallet on your smart phone, and restore your wallet from the private key number that you wrote down. You’ll see the same wallet address starting with ‘N’ if you were successful.

5. Have a NEM Mosaic to send (that isn’t XEM)? As with XEM you send it to the long wallet address that starts with the letter ‘N’.

“Explorer” at the top of Nanowallet shows you existing Mosaics in your wallet already. XEM appears as nem:xem. COMSA appears as comsa:cms, and Loyalcoin appears as appsolutely:lyl.

This first step isn’t hard, click Send at the top of Nanowallet.

Paste the recipient wallet’s ‘N’ address into the To: field. Ignore Amount and Message fields, and click the Mosaic transfer checkbox. Nanowallet will automatically fill in the Amount as 1XEM. Select the Currency you wish to send, and click Attach.

Remove nem:xem (unless you want to send additional XEM coins at the same time).

Under the name of your Mosaic, enter the amount. Your amount in “Total:” will be the correct value being sent, as Amount is typically listed in millionths of the token. CMS and LYL won’t have a Levy. Type your password underneath, and click Send. You’ll see a success or error message in the top right corner and hear a ding if successful.

If the mobile wallet is used, you’ll see only the 1XEM that arrived with a Mosaic, but be unable to send the Mosaic without opening the wallet in Nanowallet on a computer. In Nanowallet, you can click on the Mosaic transaction listed in the Dashboard, and see details including recipient address, amount of each token sent, and the block in the chain that the transaction was included in.


It’s clear that Nanowallet is an important program to have if someone intends on using the NEM blockchain and its related tokens. If you have suggested user guides, or updates to the information in this blog post, please leave a comment.

*Note that “Nano” is a different cryptocurrency that isn’t NEM, so I’m not referring to Nano’s wallet.

Historical note: NEM used NIS and NCC for a wallet program in its first years of existence. They required Java 8, and a bit more technical know-how to use, so Nanowallet is an improvement on that early technology. NEM has redeveloped its underlying code into a new language too, making it very business-friendly with a committed development team.

If you found this blog post helpful, you may send a XEM donation to: NALTOX-QADX6H-UHSPWB-3KAN3P-UDVADV-NMQMSY-BIGT

More Vague First World Problems

I made a large purchase last week Tuesday, and have had problems paying for it. Oh, I’ve got the money, I mean I’ve had some difficulty sending it to the seller. I put a deposit down instantly over the phone by credit card, that was easy enough, but sending the bulk of the funds due has required over a week. This is in part due to the seller’s sluggishness in contacting me with payment details, and partly due to how modern banking is set up.

My smaller bank, which is actually a part of a Big 5 big Canadian bank, doesn’t have a SWIFT code to send wire transfers, so I had to select a bank draft option for $10. It was that, or wait 2-3 business days to move the money electronically to another bank, to pay them $50 to wire it. Then they couriered me the draft (couldn’t send it directly to the seller, oh no). Purolator didn’t leave a delivery notice, or a bozo stole it, or the wind blew it away, so I waited an extra day before complaining to the bank about the slow delivery. They gave me the tracking number and said it was in the city. I picked it up, and turned it around back into the system for almost $25 to be at the seller by next day.

Why not Interac email? They’ve a $3K/day limit, and the seller only wanted wired money, or a bank draft (certified cheque). Why not credit card? Something like a 2.5% merchant fee, so the seller would take a few hundred dollars hit. Why not Bitcoin? Because they’ve not set up to take it, and convert it into dollars at their end (or hold it, more sensibly). It could be a lot easier than multiple phone calls to banks, and an early morning trip to the industrial side of town where Regina doesn’t even have sidewalks or bike lanes to get there.